Wealth Management

End-to-end compliance in cross-border banking and investment advice

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Problem

Increasing regulations hold back the wealth management industry, and traditional compliance methods are unable to cover the emerging digital interfaces between financial institutions and their customers.

Solution

Apiax's tools give everyone easy access to compliance knowledge and install a digital compliance layer that protects even the most complex financial institutions.

Use Cases

Benefits

  • End-to-end compliance in advisory processes

  • Improved risk processes and decreased risk of non-compliance

  • Fully digital compliance layer empowers for many use cases

  • Perfect tools for strategic planning and global expansion initiatives

  • Easy access to compliance knowledge anywhere and anytime

Rules

We deliver financial service providers machine-readable regulations that are ready to be used in sophisticated digital products and services. Our ready-to-use digital regulatory rule sets provide binary answers to complex regulatory questions for all important jurisdictions and are continuously verified and kept up to date.

Financial services

Investment Advice

Definitive answers in investment advice

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This machine-readable ruleset on investment advice clarifies open questions such as which financial services client advisors are allowed to offer, whether or not they are allowed to give advice on financial instruments, and what documents they are allowed to provide to customers.

Custody and Payment Services

Reliable answers to questions about custody and payment services

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This comprehensive ruleset covers essential topics such as whether or not client advisors can offer cash or securities accounts, provide customers with debit or credit cards or whether they are allowed to explain and assist with the order execution processes. It includes answers about what documents client advisors are allowed to provide to customers related to the topic.

Social Contacts

Rules governing social contacts

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Dependable answers on whether or not client advisors are allowed to attend social gatherings, attend events, mention their employer or provide business cards.

Brand Marketing

Dependable answers on brand marketing

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Full-scale coverage of brand marketing rules. The brand marketing ruleset covers questions such as whether or not it is allowed to provide brand material, conduct sponsoring, conduct campaigns or offer banking services and products via a website.

Research

Providing and discussing research material

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The research ruleset gives reliable answers on whether or not financial institutions are allowed to provide and discuss macroeconomic and financial research material.

Financial Instruments

Investment Funds

Rules governing investment funds

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Bonds

Dependable answers on bonds

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Equities

Definitive answers related to equities

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Derivatives

Comprehensive rule set covering derivatives

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Structured Products

All the answers about structured products

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Tax

Tax Impact Calculations

Tax impact calculations on ISIN-level

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The digital tax ruleset provides tax information at ISIN level that may be used to calculate the tax impact of individual financial instruments depending on the client's tax domicile. This enables financial institutions to offer first-class investment services such as value-added investment advice or tax-efficient investment products.

We fight surging costs and accelerate innovation

Financial institutions face mounting pressure from regulations. The ever-growing list of industry regulations is met with inconsistent interpretation and implementation across jurisdictions. This wave of regulatory challenges leads to surging costs, increased business risks and a declaration in innovation.

Resources

  • Whitepaper

    Our whitepaper on complaint investment advice in the digital age covers the main benefits of using our RegTech solution to keep your advisory business compliant.

  • Infographic

    The Brexit-Infographic shows the three main benefits of managing Brexit with digital compliance tools.

  • E-Book

    Read this e-book if you want to understand how industry players are using digital client interaction planners to make their relationship managers' life easier.

More Resources

  • Whitepaper

    Tax-Efficient Investing

    Our whitepaper gives an explanation on the many benefits of considering tax impact calculations in wealth and asset management.

  • Blog Post

    The Human Factor of Doing Business

    This blog post acknowledges the human factor of doing business in cross-border wealth management.

  • E-Book

    Fund Distribution

    Read this if you want to know the 3 steps to turning compliance into a business enabler in fund distribution.

  • Whitepaper

    Digital Wealth Management

    This whitepaper focuses on the spread of digital wealth management solutions and why digital compliance rules are the missing piece to the puzzle.

  • Blog Post

    Successful Strategies to Manage Brexit

    Read our blog post if you want to get strategies to successfully manage Brexit with the help of digital compliance tools.

  • Blog Post

    Ratcheting up on Robo Advisors

    This blog post discusses why regulators are currently ratcheting up on robo advisors.

  • Blog Post

    3 Key Trends in Digital Wealth Management

    This blog post clears up about the 3 key trends in digital wealth management 2018.

  • Blog Post

    Swiss Asset Management Day

    Apiax introduced tax-efficient investing at Swiss Asset Management Day 2018