Wealth Management

End-to-end compliance in cross-border banking and investment advice.

Problem

Increasing regulations hold back the wealth management industry, and traditional compliance methods are unable to cover the emerging digital interfaces between financial institutions and their customers.

Solution

Apiax's tools give everyone easy access to compliance knowledge and install a digital compliance layer that protects even the most complex financial institutions.

We deliver machine-readable regulations

Our rules are ready to be used in sophisticated digital products and services. Apiax' rule sets provide binary answers to complex regulatory questions for all important jurisdictions and are continuously verified and kept up to date.

  • Investment Advice
    Definitive answers in investment advice

    This machine-readable ruleset on investment advice clarifies open questions such as which financial services client advisors are allowed to offer, whether or not they are allowed to give advice on financial instruments, and what documents they are allowed to provide to customers.

  • Custody and Payment Services
    Reliable answers to questions about custody and payment services

    This comprehensive ruleset covers essential topics such as whether or not client advisors can offer cash or securities accounts, provide customers with debit or credit cards or whether they are allowed to explain and assist with the order execution processes. It includes answers about what documents client advisors are allowed to provide to customers related to the topic.

  • Social Contacts
    Rules governing social contacts

    Dependable answers on whether or not client advisors are allowed to attend social gatherings, attend events, mention their employer or provide business cards.

  • Brand Marketing
    Dependable answers on brand marketing

    Full-scale coverage of brand marketing rules. The brand marketing ruleset covers questions such as whether or not it is allowed to provide brand material, conduct sponsoring, conduct campaigns or offer banking services and products via a website.

  • Research
    Providing and discussing research material

    The research ruleset gives reliable answers on whether or not financial institutions are allowed to provide and discuss macroeconomic and financial research material.

  • Tax
    Tax impact calculations on ISIN-level

    The digital tax ruleset provides tax information at ISIN level that may be used to calculate the tax impact of individual financial instruments depending on the client's tax domicile. This enables financial institutions to offer first-class investment services such as value-added investment advice or tax-efficient investment products.

  • Financial Instrument
    Investment Funds

    Rules governing investment funds.

  • Financial Instrument
    Bonds

    Dependable answers on bonds.

  • Financial Instrument
    Equities

    Definitive answers related to equities.

  • Financial Instrument
    Derivatives

    A comprehensive rule set covering derivatives.

  • Financial Instrument
    Structured Products

    All the answers about structured products.

Check out which use cases we cover in wealth management

We fight surging costs and accelerate innovation

Financial institutions face mounting pressure from regulations. The ever-growing list of industry regulations is met with inconsistent interpretation and implementation across jurisdictions. This wave of regulatory challenges leads to surging costs, increased business risks and a declaration in innovation.

100+ Jurisdictions
6'500+ Rulesets in action
55'000+ Single rules in action

Benefits

End-to-end compliance

End-to-end compliance in advisory processes

Risk reduction

Improved risk processes and decreased risk of non-compliance

Various use cases

Fully digital compliance layer empowers for many use cases

Digital tools

Perfect tools for strategic planning and global expansion initiatives

Early access

Easy access to compliance knowledge anywhere and anytime

Ready to get started?

We are techies at heart with a legal and compliance DNA. We combine more than 500 years of expertise in technology, legal and compliance, product management, marketing, and sales. And we are here to transform an industry.